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Your insurance policy

With the economic downturn showing no real signs of easing for us 'ordinary' consumers (unemployment still on the rise), those of us lucky enough to have a job are really having to prioritise and shop around for the best deals on everything we buy.The downturn over the last few years has affected our society in a myriad of ways (some of which we probably are not aware of yet) – and one of these has undoubtedly been in health – the NHS has been stretched to its limits as more people fall ill from stress related illnesses, this has made it even more difficult to get an appointment with a specialist if you fall ill.Therefore, even though our finances are somewhat under pressure, there are still many people who wish to have the security of private medical insurance behind them, for soem assurance if something should happen. Most consumer experts will encourage you to shop around for your health insurance quote. This can be done effectively online, there are numerous health insurance comparison sites, however, sometimes it may be wise to go direct to the company themselves. Most of the biggest health insurers should be able to give you a free no obligation quote.Good luck with getting your quote, if you have any experiences which may be useful please feel free to let us know.

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Office workers healthy lifestyle benefits

In these continually challenging economically times, the smarter companies around the world are becoming increasingly aware that retaining their staff, improving and nurturing their health and wellbeing is vital to sustain the the success of their business.
Any job benefits that can be offered as part of a package are a crucial element of this. However, a recent survey from simply health reports findings of only 41% of UK Public Sector organisations offer private healthcare for their employees, compared to over 90% in the private sector. Sectors with the highest levels of private health cover include:  Transportation sector (93.7%), Retail (91.4%), Manufacturing (90.7%) and Telecommunications (90.2%).
HR experts are continually impressing upon businesses that any medical insurance perks can be a big ‘pull’ in attracting talent to a company – with the added longer term benefits of reduced sickness rates and increased job satisfaction.
What are you're thoughts on this? Would you choose one job over another if health cover was included as a benefit? (even if the salary was lower). It's an interesting question, no doubt……….

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