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	<title>Health Insurance Blog &#187; Health Insurance News</title>
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		<title>Best Health Insurance :Florida Attorney General Questions Legality of Health Reform Tax</title>
		<link>http://www.schoberonline.com/best-health-insurance-florida-attorney-general-questions-legality-of-health-reform-tax.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
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				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[affordable health insurance]]></category>
		<category><![CDATA[Congress]]></category>
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		<category><![CDATA[Healthcare Reform]]></category>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The presumptive leader in the 2010 race for governor of the Sunshine State has launched a controversial public campaign to persuade Attorneys Generals in other states to join him in “launching a full review of the constitutionality of [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The presumptive leader in the 2010 race for governor of the Sunshine State has launched a controversial public campaign to persuade Attorneys Generals in other states to join him in “launching a full review of the constitutionality of the individual mandate and potential legal options</div>
<p><span id="more-56"></span><br />
<b>Article Content</b>:<br />
The presumptive leader in the 2010 race for governor of the Sunshine State has launched a controversial public campaign to persuade Attorneys Generals in other states to join him in “launching a full review of the constitutionality of the individual mandate and potential legal options for States to pursue on behalf of their citizens should this mandate become law,” Florida Attorney General Bill McCollum writes in a letter to his AG peers.<br/><br />
<br/><br />
The Senate recently approved a draft of the healthcare reform bill that provides for a mandatory tax of 0 to ,000 against individuals who do not obtain health insurance coverage, either individually or through their employers, before 2013. The provision was added when lobbyists for the nation’s top health insurance companies successfully negotiated it in exchange for dropping an additional proposal that bans insurance companies from declining to provide coverage for people with pre-existing health conditions.<br/><br />
McCollum maintains that the tax would violate the provision of individual freedoms contained in both the United States Constitution and that of the State of Florida.<br/><br />
“I have grave concerns about the constitutionality of this mandate,” said McCullom. “Such a ‘living tax’ is worrisome because it would be levied on a person who does nothing, a person who simply wishes not to be forced to buy health insurance coverage…The mandate is especially troubling to Floridians who are guaranteed through the Florida Constitution to have ‘the right to be let alone and free from governmental intrusion into [their] private life.’”<br/><br />
In another public statement to the media, McCullom explained his stance against the proposed tax and threatens legal action if it becomes law.<br/><br />
“I am committed to pursuing any legal action necessary to defend (the rights)…of the more than 18 million individuals who call Florida home,” writes McCollum.<br/><br />
Earlier this year, McCollum announced his intent to seek the Republican nomination for Governor of Florida in 2010. He intends to replace Governor Charlie Crist, a fellow Florida Republican, after serving one term as Attorney General. McCollum is considered the frontrunner in the race for the nomination because Crist also served as AG for Florida before he took over the state’s highest office.<br/><br />
Democratic Senator Dan Gelber of Miami, who is running to replace McCullom as Attorney General, quickly criticized McCullom in a statement shortly after McCllom announced his intent to review the constitutionality of the healthcare tax.<br/><br />
&#8220;General McCollum&#8217;s decision to use his office to investigate ways to block health insurance reform is exactly why we need new leadership in the Attorney General&#8217;s office,” said Gelber. “There are four million Floridians without health care including 800,000 children. Only one state has a higher percentage of uninsured. I wish McCollum was as concerned about solving Florida&#8217;s health care crisis as he was about stopping the solving of the health care crisis.”<br/></p>
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		<title>Health Insurance :Smoking: New Vaccine May Stop Addiction</title>
		<link>http://www.schoberonline.com/health-insurance-smoking-new-vaccine-may-stop-addiction.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[affordable healthcare]]></category>
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		<category><![CDATA[smoking]]></category>
		<category><![CDATA[Vaccine]]></category>

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		<description><![CDATA[Article Summary:
How to Buy Individual and Family Health Insurance Plans? Know what type of coverage you need because comparing Health Insurance Plans can be tricky, more of choosing Health Insurance.Smoking addictions could soon become a thing of the past. An anti- nicotine vaccine is about to go before the FDA.
Nabi BioPharmaceuticals was awarded a  [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">How to Buy Individual and Family Health Insurance Plans? Know what type of coverage you need because comparing Health Insurance Plans can be tricky, more of choosing Health Insurance.Smoking addictions could soon become a thing of the past. An anti- nicotine vaccine is about to go before the FDA.<br />
Nabi BioPharmaceuticals was awarded a  million grant to take its anti-nicotine vaccine, NicVAX, to Phase III clinical trials. The testing began last week.<br />
NicVAX is</div>
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<b>Article Content</b>:<br />
Smoking addictions could soon become a thing of the past. An anti- nicotine vaccine is about to go before the FDA.<br/><br />
Nabi BioPharmaceuticals was awarded a  million grant to take its anti-nicotine vaccine, NicVAX, to Phase III clinical trials. The testing began last week.<br/><br />
NicVAX is designed to stimulate the immune system to generate antibodies that latch on to nicotine in a smoker&#8217;s body and actually prevent nicotine from ever entering the brain. As a result, the brain does not produce the positive-sensation stimulants as a response to nicotine.<br/><br />
Smoking-related diseases cause an estimated 440,000 American deaths each year. Smoking costs the United States over 0 billion annually in health care costs.<br/><br />
Lenneice A. Drew is an experienced journalist currently focused on healthcare reform. She is working to help others achieve better lives by finding affordable health insurance alternatives and reporting stories related to the healthcare industry. She lives in Miami, Florida.<br/></p>
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		<title>Cheap Health Insurance :Win or Lose, Health Insurance Companies are on the Sidelines</title>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
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				<category><![CDATA[Health Insurance]]></category>
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		<description><![CDATA[Article Summary:
This is an Health Insurance Blog designed to help the consumer navigate the often difficult process of purchasing health insurance. It also provides detailed information on what to ask an agent when choosing a health insurance plan as well as detailed information on how to avoid insurance fraud and insurance scams.
I look at healthcare [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">This is an Health Insurance Blog designed to help the consumer navigate the often difficult process of purchasing health insurance. It also provides detailed information on what to ask an agent when choosing a health insurance plan as well as detailed information on how to avoid insurance fraud and insurance scams.<br />
I look at healthcare reform as a football field. It’s separated by a virtual, high-res 50-yard line controlled by the commentators at ESPN.<br />
On one side of the yard line, there are politicians shouting at their quarterback about a health plan run by the U.S. government; one that</div>
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<b>Article Content</b>:<br />
<br/><br />
I look at healthcare reform as a football field. It’s separated by a virtual, high-res 50-yard line controlled by the commentators at ESPN.<br/><br />
On one side of the yard line, there are politicians shouting at their quarterback about a health plan run by the U.S. government; one that would force private health insurance companies to compete with a presumably cheaper public plan (“GO PUBLIC PLAN!”). On the other side of the 50-yard line, there are politicians shouting at their quarterback about a health plan run by the U.S. government; one that would choke  private insurance company CEOs until they raised their premiums or be forced out of business (“GO PRIVATE ENTERPRISE!”).<br/><br />
Outside the stadium, insurance companies are having an awesome tailgate party in the parking lot.<br/><br />
The smell of hot dogs and hamburgers are filling the air, beer is flowing as fast as the crude jokes about the game going on behind them. If you look at recent public statements from some of these companies, it’s clear they couldn’t care less who wins this one. Because they know they’re going to be the ultimate winners, no matter who makes the last field goal.<br/><br />
After President Obama established healthcare reform as a top priority almost immediately after saying “I Will” on January 20, most major insurance carriers went into the locker room. Their public silence  was about as deafening as the Super Bowl at half-time.<br/><br />
But insurance industry analysts knew it was only a matter of time before the position papers, talking points and customer Q&amp;A scripts started to trickle down, ready for public consumption. Company leaders just needed to huddle up and come up with a contingency plan. After the House won their own marathon Pro-Public Option showdown in overtime on Saturday night, it’s as if the coach for the insurance plans threw a cooler of Gatorade on themselves in victory.<br/><br />
Here’s a look at some of the not-so-partisan statements that have come across the newswires about the vote:<br/><br />
“…(we are) deeply disappointed with the legislation progressing in Congress. Both the bill proposed by the House of Representatives and the bill passed by the Senate HELP Committee miss the opportunity to address the underlying cost drivers in our health care system.” – WellPoint, nation’s largest health benefit company, with approximately 35 million policy holders.<br/><br />
“A government-run program would threaten employer-based coverage…An independent analysis by the Lewin Group found that millions of employees would lose their private coverage and be forced to join a new government-run health plan. People will reject proposals that could put at risk their employer-sponsored coverage.” – CIGNA Corporation, one of the largest investor-owned health care providers in the U.S., the bulk of which is employer-based.<br/><br />
“We support reforms that make the market work for everyone, by bringing more people in rather than creating a new government-run health plan that would cause millions of Americans to lose their private coverage.” – BlueCross and BlueShield Association, covers 1-in-3 Americans, approximately 100 million policy holders.<br/><br />
It’s no shock that none of the commercial insurers are behind the public option. But what’s a little surprising to me is  they’re not hanging out in the parking lot waiting for the post-game traffic to die down.<br/><br />
By making these dire threats about how people will lose their coverage; pay more for what they’ve got; or even lose access to insurance altogether (as in the odd assessments of CIGNA and BlueCross), it&#8217;s insulting to the American public.<br/><br />
If Uncle Sam were to open up shop down the street, private insurers only make their industry look like a bunch of spoiled sports  in a game where the ones who are crying foul are the ones the Fed will be counting on to administer their plan. It’s not like the U.S. Government has some kind of top-secret, underground insurance company waiting to jump out after the Senate vote and take over like King Kong in Times Square.<br/><br />
Bottom line: The insurance companies are going to be just fine no matter what happens in D.C. Public option or not. You know it, I know it and they most certainly know it. For the sake of public perception at least, insurance companies need to throw their full support behind health insurance reform (or at least pretend to, in an intelligent way) because the game’s  in overtime and nobody is injured on the field.<br/><br />
Reform is going to happen. They may not have wanted to be in the game, but  it&#8217;s now time to be gentlemen at the end and shake the winning coach’s hand on the way off the field.<br/></p>
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		<title>Health Insurance :Health Insurance Plans May Drop Abortion Coverage</title>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[abortion]]></category>
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		<category><![CDATA[Health Care Policy]]></category>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The reform bill passed in the House has the potential to change what all health insurance plans cover. An amendment proposed by Bart Stupak, which passed in the House of Representatives, prevents federal funding from being used to [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The reform bill passed in the House has the potential to change what all health insurance plans cover. An amendment proposed by Bart Stupak, which passed in the House of Representatives, prevents federal funding from being used to buy any health insurance plan that offers coverage</div>
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<b>Article Content</b>:<br />
The reform bill passed in the House has the potential to change what all health insurance plans cover. An amendment proposed by Bart Stupak, which passed in the House of Representatives, prevents federal funding from being used to buy any health insurance plan that offers coverage of elective abortions. In exchange for the votes of pro-life Democrats essential to pass the legislation, the healthcare reform bill was modified. The previous language only prevented government money from being used directly to pay for an abortion.<br/><br />
Obviously, the public option will not include abortion coverage. However, the ban extends to private health insurers participating in the government&#8217;s insurance exchange. Low- and medium-income individuals and families will receive subsidies in order to buy a health insurance plan. A compromise proposed by Speaker Nancy Pelosi, which would serve to distinguish private dollars from federal money and allow insurers to cover abortion services with solely the latter, was rejected. Many people with employer-provided or individual health insurance have abortion coverage provided in their policies. In order to enter the potentially lucrative exchange market, insurers might eliminate that coverage entirely.<br/><br />
Those who pay for their entire health insurance policy out-of-pocket will still be allowed to buy plans that provide abortion coverage, although the availability and affordability of these plans will most likely decrease. Pro-choice advocates, such as Planned Parenthood, are crying foul.<br/><br />
Interestingly, the amendment received 240 votes&#8211;higher than the actual bill&#8217;s margin of victory. Assuming that many pro-choice Democrats voted against it, this result means that a significant portion of Republicans voted for the amendment. Whether they wanted to salvage something they wanted out of a bill that was almost certain to pass or sabotage the bill by creating a schism between Democrats, they decided to amend a bill while rejecting the bill itself.<br/><br />
(Image: mahalie under CC 2.0)<br/></p>
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		<title>Health Insurance Plan :Throwing our Weight Around: Healthcare Reform Targets Obese</title>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.&#8217;Fat Pride&#8217; is an and up-and-coming defense against a growing number of health insurance reform bullies who blame costly care on the obese.

Article Content:

Marilyn Wann never bought into professional modeling marketing-speak proclaiming that “Thin is In.” It’s not [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.&#8217;Fat Pride&#8217; is an and up-and-coming defense against a growing number of health insurance reform bullies who blame costly care on the obese.</div>
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<b>Article Content</b>:<br />
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Marilyn Wann never bought into professional modeling marketing-speak proclaiming that “Thin is In.” It’s not because her physique doesn’t fit the phrase. For her, it’s a widely-held bullying tactic for the current authors of health insurance reform. Marilyn tells New York Times reporter Susan Saulny that an increasing number of slender Americans blame fat people &#8212; not Medicare, nor pharmaceutical company profits &#8212; for the most historic overhaul of our healthcare delivery system since the U.S. Government started Medicare itself.<br/><br />
“We’re kind of a popular punching bag,” says Wann, author of the book, “Fat! So?”<br/><br />
Physicians, dieticians and the scientific community have proven that there is a common link between obesity and a slew of chronic and terminal illnesses, from diabetes to heart disease. Healthcare bean counters claim that fat people increase the entire cost of healthcare for everyone, since they are more often diagnosed with long-term disease.<br/><br />
We’re all aware of the doomsday, sky-is-falling stats that apparently prove we’re all eating funnel cakes, Twinkies and potato chips all while sitting in front of the couch watching The Biggest Loser every night. It’s the stuff that sensational television and reality series’ feed off of. To be sure, the Robert Wood Foundation (a think-tank on healthcare issues) just published a study showing that two-thirds of us are fat. In four states alone, Tennessee, Alabama, Mississippi and West Virginia, more than 30 percent of its residents are statistically obese.<br/><br />
But Wann thinks it is somewhat discriminatory that corporate America is suddenly offering sums of money, free stays at fat camps and other incentives to overweight Americans in a thinly-disguised campaign to cut group insurance coverage costs while marketing the move as a gesture toward caring about the wellness of their employees.<br/><br />
On the flip-side, Wann and other obesity fairness champions say the efforts for reform are energizing opportunities to cultivate what she calls, Fat Pride. “Basically, we want to be treated with respect the same as everyone else.”<br/><br />
Who knows. Wann and her followers might start a movement toward true health insurance portability and help prove that individual health insurance is still affordable.<br/></p>
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		<title>Health Insurance Plan :Skip Getting Sick in 3 Steps</title>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The flu pandemic has left many concerned especially with talk of a vaccine shortage.  But that doesn&#8217;t mean there is a shortage on ways to prevent you from getting sick.  Here are three simple steps that will protect [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The flu pandemic has left many concerned especially with talk of a vaccine shortage.  But that doesn&#8217;t mean there is a shortage on ways to prevent you from getting sick.  Here are three simple steps that will protect your health not just now but all year long.<br />
Step 1  Be</div>
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The flu pandemic has left many concerned especially with talk of a vaccine shortage.  But that doesn&#8217;t mean there is a shortage on ways to prevent you from getting sick.  Here are three simple steps that will protect your health not just now but all year long.<br/><br />
Step 1  Be sure you regularly disinfect the kitchen sink, the trash can, the bathroom faucet and the tub. These places harbor a lot of germs. The champion of the contamination? The kitchen sponge. Clean it in the dishwasher weekly.<br/><br />
Step 2  Lace up your sneakers and take a brisk walk five times a week. Regular exercise can help reduce chances of catching a cold.<br/><br />
Step 3  Include probiotics in your daily diet to help your immune system ward off bad bacteria. Try yogurt, fortified drinks, or a tasty treat like the 90-calorie Attune Milk Chocolate Crip Probiotic Bar.<br/></p>
<p>Lenneice A. Drew is an experienced journalist currently focused on healthcare reform. She is working to help others achieve better lives by finding affordable health insurance alternatives and reporting stories related to the healthcare industry. She lives in Miami, Florida.</p>
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		<title>Health Insurance Plan :Smokers can help Kick Habit with Exercise</title>
		<link>http://www.schoberonline.com/health-insurance-plan-smokers-can-help-kick-habit-with-exercise.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[affordable healthcare]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[Health Alerts]]></category>
		<category><![CDATA[Health Insurance News]]></category>
		<category><![CDATA[Health News]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Healthy Living]]></category>
		<category><![CDATA[smoke]]></category>

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		<description><![CDATA[Article Summary:
Schoberonline.com Health Insurance Blog that helps guide consumers to making informed decisions on their health insurance program. Tips, thoughts, comments, and advice drive our Blog.There is more proof to convince smokers that if they want to kick their habit they need to hit the gym. A new study uses images to show how getting [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Schoberonline.com Health Insurance Blog that helps guide consumers to making informed decisions on their health insurance program. Tips, thoughts, comments, and advice drive our Blog.There is more proof to convince smokers that if they want to kick their habit they need to hit the gym. A new study uses images to show how getting your blood moving by exercising for even 15 minutes minimizes your cravings to smoke. Here is a look at how the study was performed.</p>
<p>The study [...]</p></div>
<p><span id="more-64"></span><br />
<b>Article Content</b>:<br />
There is more proof to convince smokers that if they want to kick their habit they need to hit the gym. A new study uses images to show how getting your blood moving by exercising for even 15 minutes minimizes your cravings to smoke. Here is a look at how the study was performed.<br/></p>
<p>Lenneice A. Drew is an experienced journalist currently focused on healthcare reform. She is working to help others achieve better lives by finding affordable health insurance alternatives and reporting stories related to the healthcare industry. She lives in Miami, Florida.<br/></p>
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