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	<title>Health Insurance Blog &#187; Health Care Policy</title>
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		<title>Health Insurance :Painless Profits:Florida faces pain clinic paradox – some treat addiction while creating interstate addicts</title>
		<link>http://www.schoberonline.com/health-insurance-painless-profitsflorida-faces-pain-clinic-paradox-%e2%80%93-some-treat-addiction-while-creating-interstate-addicts.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Care Policy]]></category>
		<category><![CDATA[Health News]]></category>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.Health department officials in Miami have a bitter pill to swallow after uncovering more than 40 licensed physicians who legally operate clinics that treat patients with chronic pain using narcotic-based prescriptions, while marketing non-narcotics for those struggling with [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.Health department officials in Miami have a bitter pill to swallow after uncovering more than 40 licensed physicians who legally operate clinics that treat patients with chronic pain using narcotic-based prescriptions, while marketing non-narcotics for those struggling with others</div>
<p><span id="more-55"></span><br />
<b>Article Content</b>:<br />
Health department officials in Miami have a bitter pill to swallow after uncovering more than 40 licensed physicians who legally operate clinics that treat patients with chronic pain using narcotic-based prescriptions, while marketing non-narcotics for those struggling with others for pain killer addictions.<br/><br />
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Narcotics officers in a number of states from Kentucky to Texas and throughout the Northeastern United States blame Florida for their own states’ influx of prescription drug abusers and fatal drug overdoses since federal regulation of such clinics in Florida is non-existent, thanks to a provision in state law that makes it impossible to prosecute physicians who prescribe such narcotics without a court order.<br/><br />
The issue that health officials face isn’t the pain clinics themselves, but the turn-style marketing tactics some use when they knowingly treat patients who suffer from legitimate chronic pain conditions with excessive amounts of narcotics and attempt to wean them off the drugs with non-narcotic replacements after they become addicts.<br/><br />
Dr. Bernd Wollschlaeger, an addiction specialist and past president of the Dade County Medical Association tells the Miami Herald that “offering such services is like a slap in the face.”  He says some pain clinics are seeking not to help addicts but to profit from selling drugs used to curb dependency &#8212; in addition to selling large amounts of painkillers to patients who don’t necessarily need them.<br/><br />
Wollschlaeger calls pain clinics “pill mills,” because of their well-known reputation among drug traffickers in other states who regularly travel to South Florida with the sole intent of shopping these clinics for easy access to narcotics. The recipients then sell the drugs on streets in their home states. The Herald reports that neighboring Broward county / Ft. Lauderdale is home to two-thirds of all physicians identified by the DEA as prescribing the most Oxycodone anywhere in the United States.<br/><br />
The irony is that Federal officials essentially built the market for such clinics in 2002 by allowing physicians who operate pain management clinics to prescribe a drug called Suboxone, a medication commonly used to treat heroine and narcotic addiction. Its better-known alternative, Methadone, is strictly dispensed through licensed and regulated hospital-based clinical settings.<br/><br />
Suboxone was introduced by the Feds at a time when prescription drug abuse was increasing to almost epidemic proportions in the United Stated. The idea was to encourage more addicts to seek treatment for abuse without having to visit hospitals or traditional medical clinics for care.<br/><br />
The problem in Florida is lax regulation and training requirements, according to pain management experts. Unlike in other states, Florida does not require a physician to be board certified in pain management to dispense Suboxone. All it takes to open up shop is an 8-hour training session before any physician with a clean medical license and the desire can start a clinic. On the Federal level, the requirements are the same in any state, but most states have more rigorous standards for Suboxone prescribers.<br/><br />
&#8220;If the physician has a license to practice medicine, we don&#8217;t have the right to prevent them from prescribing Suboxone,&#8221; said Nick Reuter, a senior policy analyst with the Substance Abuse and Mental Health Services Administration, a branch of the U.S. Department of Health and Human Services that oversees the Suboxone certification program.<br/></p>
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		<title>Health Insurance :Healthcare Reform in Maine: Warning To U.S.?</title>
		<link>http://www.schoberonline.com/health-insurance-healthcare-reform-in-maine-warning-to-u-s.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Care Policy]]></category>
		<category><![CDATA[health insurance plan]]></category>
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		<category><![CDATA[Healthcare Reform]]></category>
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		<category><![CDATA[insurance mandate]]></category>
		<category><![CDATA[maine]]></category>
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		<category><![CDATA[Medicaid]]></category>
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		<category><![CDATA[Point of View]]></category>
		<category><![CDATA[Pre-Existing Conditions]]></category>
		<category><![CDATA[Public Option]]></category>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.
A recent New York Times highlighted Maine&#8217;s attempts at comprehensive healthcare reform. Their experiences serve as a cautionary tale for Congress.   The state established a public health insurance plan, expanded Medicare and Medicaid eligibility, and banned insurers [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.<br />
A recent New York Times highlighted Maine&#8217;s attempts at comprehensive healthcare reform. Their experiences serve as a cautionary tale for Congress.   The state established a public health insurance plan, expanded Medicare and Medicaid eligibility, and banned insurers from</div>
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<b>Article Content</b>:<br />
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A recent New York Times highlighted Maine&#8217;s attempts at comprehensive healthcare reform. Their experiences serve as a cautionary tale for Congress.   The state established a public health insurance plan, expanded Medicare and Medicaid eligibility, and banned insurers from refusing to cover people with pre-existing conditions, but those actions have done  little to insure more of its residents.  Contrary to the promises of public option supporters, health care costs have only continued to rise in the state.<br/><br />
Reasons for the high health care costs range from the state-specific to the general. Unlike the bill that recently passed the House of Representatives, Maine&#8217;s healthcare reform legislation didn&#8217;t include a mandate to buy health insurance plans. It&#8217;s a vicious cycle: forcing health insurance companies to offer policies to unhealthy people with pre-existing conditions raises the rates for younger people; young adults will be even less likely to buy health insurance if their premiums go up, which results in the insurer&#8217;s risk being spread among less people. In the end, the older, unhealthier population remains in the pool and must contend with less affordable health insurance. Therefore, there is a larger uninsured population.<br/><br />
Granted, Maine is a market dominated by just one private health insurance company (which, with its effective monopoly, can increase premiums to their liking); and its population is older, sicker, and poorer than the U.S. in general. Senator Olympia Snowe points to her state as a cautionary tale of what may happen if drastic changes are made too fast. Snowe is a Republican that supports healthcare reform but is against the public option. Budgeting problems have caused Maine to cap enrollment of its own public option health insurance plan at under 9,000. The federal government, unlike most states, is allowed to run a deficit. However, it isn&#8217;t exactly rolling in the money right now either.<br/></p>
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		<title>Health Insurance :Health Insurance Plans May Drop Abortion Coverage</title>
		<link>http://www.schoberonline.com/health-insurance-health-insurance-plans-may-drop-abortion-coverage.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[abortion]]></category>
		<category><![CDATA[affordable health insurance]]></category>
		<category><![CDATA[Health Care Policy]]></category>
		<category><![CDATA[Health Insurance News]]></category>
		<category><![CDATA[health insurance plan]]></category>
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		<category><![CDATA[Healthcare Reform]]></category>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The reform bill passed in the House has the potential to change what all health insurance plans cover. An amendment proposed by Bart Stupak, which passed in the House of Representatives, prevents federal funding from being used to [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.The reform bill passed in the House has the potential to change what all health insurance plans cover. An amendment proposed by Bart Stupak, which passed in the House of Representatives, prevents federal funding from being used to buy any health insurance plan that offers coverage</div>
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<b>Article Content</b>:<br />
The reform bill passed in the House has the potential to change what all health insurance plans cover. An amendment proposed by Bart Stupak, which passed in the House of Representatives, prevents federal funding from being used to buy any health insurance plan that offers coverage of elective abortions. In exchange for the votes of pro-life Democrats essential to pass the legislation, the healthcare reform bill was modified. The previous language only prevented government money from being used directly to pay for an abortion.<br/><br />
Obviously, the public option will not include abortion coverage. However, the ban extends to private health insurers participating in the government&#8217;s insurance exchange. Low- and medium-income individuals and families will receive subsidies in order to buy a health insurance plan. A compromise proposed by Speaker Nancy Pelosi, which would serve to distinguish private dollars from federal money and allow insurers to cover abortion services with solely the latter, was rejected. Many people with employer-provided or individual health insurance have abortion coverage provided in their policies. In order to enter the potentially lucrative exchange market, insurers might eliminate that coverage entirely.<br/><br />
Those who pay for their entire health insurance policy out-of-pocket will still be allowed to buy plans that provide abortion coverage, although the availability and affordability of these plans will most likely decrease. Pro-choice advocates, such as Planned Parenthood, are crying foul.<br/><br />
Interestingly, the amendment received 240 votes&#8211;higher than the actual bill&#8217;s margin of victory. Assuming that many pro-choice Democrats voted against it, this result means that a significant portion of Republicans voted for the amendment. Whether they wanted to salvage something they wanted out of a bill that was almost certain to pass or sabotage the bill by creating a schism between Democrats, they decided to amend a bill while rejecting the bill itself.<br/><br />
(Image: mahalie under CC 2.0)<br/></p>
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		<title>Health Insurance Plan :Throwing our Weight Around: Healthcare Reform Targets Obese</title>
		<link>http://www.schoberonline.com/health-insurance-plan-throwing-our-weight-around-healthcare-reform-targets-obese.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
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		<description><![CDATA[Article Summary:
Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.&#8217;Fat Pride&#8217; is an and up-and-coming defense against a growing number of health insurance reform bullies who blame costly care on the obese.

Article Content:

Marilyn Wann never bought into professional modeling marketing-speak proclaiming that “Thin is In.” It’s not [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">Advice and Guides on any subject concerning Health or Medical Insurance. Get your Health Insurance questions answered.&#8217;Fat Pride&#8217; is an and up-and-coming defense against a growing number of health insurance reform bullies who blame costly care on the obese.</div>
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<b>Article Content</b>:<br />
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Marilyn Wann never bought into professional modeling marketing-speak proclaiming that “Thin is In.” It’s not because her physique doesn’t fit the phrase. For her, it’s a widely-held bullying tactic for the current authors of health insurance reform. Marilyn tells New York Times reporter Susan Saulny that an increasing number of slender Americans blame fat people &#8212; not Medicare, nor pharmaceutical company profits &#8212; for the most historic overhaul of our healthcare delivery system since the U.S. Government started Medicare itself.<br/><br />
“We’re kind of a popular punching bag,” says Wann, author of the book, “Fat! So?”<br/><br />
Physicians, dieticians and the scientific community have proven that there is a common link between obesity and a slew of chronic and terminal illnesses, from diabetes to heart disease. Healthcare bean counters claim that fat people increase the entire cost of healthcare for everyone, since they are more often diagnosed with long-term disease.<br/><br />
We’re all aware of the doomsday, sky-is-falling stats that apparently prove we’re all eating funnel cakes, Twinkies and potato chips all while sitting in front of the couch watching The Biggest Loser every night. It’s the stuff that sensational television and reality series’ feed off of. To be sure, the Robert Wood Foundation (a think-tank on healthcare issues) just published a study showing that two-thirds of us are fat. In four states alone, Tennessee, Alabama, Mississippi and West Virginia, more than 30 percent of its residents are statistically obese.<br/><br />
But Wann thinks it is somewhat discriminatory that corporate America is suddenly offering sums of money, free stays at fat camps and other incentives to overweight Americans in a thinly-disguised campaign to cut group insurance coverage costs while marketing the move as a gesture toward caring about the wellness of their employees.<br/><br />
On the flip-side, Wann and other obesity fairness champions say the efforts for reform are energizing opportunities to cultivate what she calls, Fat Pride. “Basically, we want to be treated with respect the same as everyone else.”<br/><br />
Who knows. Wann and her followers might start a movement toward true health insurance portability and help prove that individual health insurance is still affordable.<br/></p>
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		<title>Health Insurance :Healthcare Reform – House, Bill, Proposals</title>
		<link>http://www.schoberonline.com/health-insurance-healthcare-reform-%e2%80%93-house-bill-proposals.html</link>
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		<pubDate>Sat, 02 Jan 2010 03:25:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Care Policy]]></category>
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		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[healthcare reform bill]]></category>
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		<category><![CDATA[universal health care]]></category>

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		<description><![CDATA[Article Summary:
This is an Health Insurance Blog designed to help the consumer navigate the often difficult process of purchasing health insurance. It also provides detailed information on what to ask an agent when choosing a health insurance plan as well as detailed information on how to avoid insurance fraud and insurance scams.Healthcare reform was finally [...]]]></description>
			<content:encoded><![CDATA[<p><b>Article Summary</b>:</p>
<div style="border:1px dashed #00FF66;">This is an Health Insurance Blog designed to help the consumer navigate the often difficult process of purchasing health insurance. It also provides detailed information on what to ask an agent when choosing a health insurance plan as well as detailed information on how to avoid insurance fraud and insurance scams.Healthcare reform was finally passed in the the House of Representatives after a long night. The final vote on the healthcare reform bill was very close: 220 for to 215 against. It seems that President Obama&#8217;s last minute push for the legislation worked. Despite Obama&#8217;s</div>
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<b>Article Content</b>:<br />
Healthcare reform was finally passed in the the House of Representatives after a long night. The final vote on the healthcare reform bill was very close: 220 for to 215 against. It seems that President Obama&#8217;s last minute push for the legislation worked. Despite Obama&#8217;s pep talk, nearly 40 Democrats voted against the the bill. As predicted, the vast majority of Republican representatives voted against it. However, one Republican voted for the bill. Supporters are happy that the public option was retained in the bill, and that health insurance plans will no longer be allowed to deny coverage to people with pre-existing conditions.<br/><br />
Now the bill must go to the Senate, where it will be debated and modified further. Some liberal representatives in the House weren&#8217;t completely satisfied with the healthcare reform proposals passed, but feel that they have a better chance of getting what they want if they pass the bill and allow their Senate counterparts to work with it. Their other option is letting it fail, possibly endangering the chances of universal health care altogether.<br/><br />
A 242-192 vote allowed the health care reform legislation to reach the House floor to begin with. Several representatives promised to allow the bill to reach the floor for debate, although they opposed the actual proposals to change the health insurance system.<br/></p>
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