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How To Choose The United Insurance Company Reinsurance?What factors affect the insurance companies in the United States in choosing a reinsurance company? Values whatever they use as a guide? How does the role of broker?It turned out that the factors most dominant are:Re companies are financially secureEasy to work withCompetitive PricingGood grades by Rating AgenciesCredible underwriterAuthority underwritersConsistency of underwriting decisionsOpen to negotiationAlways provide choicesGenuine attentionThere is no guarantee settlement of claimsConsistency pricesUnderwriter accessibleSpeed in the handling of documentsLow interaction costsSuperior in Casualty businessPrograms have a creative and innovativeHaving a large capacity for businesses CasualtyRespected brokersHaving the quality of a good resolution of claimsHas a staff of skilled and flexibleFacultative ability highHave the ability to do all the programsProviding solutions that are not commonHas a capacity of multi-lineCan provide a turn-key productsHave the capacity to provide Integrated ProductsHas a high capacity for Property businessHaving qualified actuaryData have good actuarialHaving a large capacity for the Property CatastropheHave a great capacity for business propertyModeling abilityHave the capability of dynamic financial analysisWhat is interesting is the six of the top fifteen factors closely related to inter-personal relationships, proving that the market for the already very complex even inter-personal relationships remain an important factor.Ranking becomes very important in America because it will affect the position of the enterprise in the capital markets which will lead to financial performance.The sixth factor related to whether the underwriters Re has sufficient authority or she is still too often seek approval from his superiors.The order of the sixteenth to thirty are factors about Re’s ability to produce products that may be required by the insurance company. Innovations including new programs (17) and provide solutions that are not common (24).About the role of reinsurance broker, was only 19% of insurance companies that will always use a broker in placing reasuransinya, 25% would rather do it myself and found that nearly 30% of insurance companies in America have no preference whether to always use a broker or not the placement reasuransinya business.Amid the conditions under which reinsurance broker Broker-merged and consolidated, they showed increased role in the American market. But an increasing number of reinsurance premiums channeled through these brokers are not lacks the increasing role of brokers as the advice toinsurance companies. Insurance companies more in need of a broker because they know well the reinsurance market, not because of their ability to give advice on how to run an insurance company (one of the functions is a trend that brokers in the USA).One of the most desirable condition by insurance companies in America is a condition in which the reinsurance companies are willing and able to understand the philosophy of underwriting, claims and their corporate objectives. And this may be obtained if the approach taken by the reinsurance companies conducted in an atmosphere of the approach as a valuable partner rather than as a seller and buyer.

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